Ledger - Loan Ledger

Settings

Privacy blur Hide sensitive amounts on shared screens. Hover (or tap, on touch screens) any amount to reveal it.

Default currency Used in the currency converter and calculator.

Payment methods

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Platforms you send and receive money on (PayPal, Venmo, Zelle, etc.). Star one as default to pre-fill new loan forms.

Loan defaults

Default term length Auto-calculates a due date this many days after the issued date on new loans.

Grace period Days past due before a loan is flagged "overdue".

Notifications

Upcoming due dates Remind me before a payment is due.

Days before due

Overdue alerts Alert me when a due date passes unpaid.

Email delivery Send notifications to your account email.

Your data

Full backup Every borrower, loan, due date, repayment, and note in one JSON file — re-importable any time via Tools → Import. The server is also backed up nightly.

Phone & desktop alerts

Push on this device Get OS-level notifications when something needs your attention.

Active Loans

Borrowers

Outstanding

$0.00

Repaid

$0.00

Borrower Currency Principal amount Repayment amount Date sent Date owed Payment method (how you sent it)

Reddit post link (optional) Notes

No due date

Total lent vs repaid

Status snapshot

No loans yet

Funding by payment method

No payment methods recorded

Portfolio outstanding

No activity yet

Top borrowers

Monthly Activity Lent vs. Collected per month

Loan analytics

Saved snapshots

No snapshots saved yet.

0 items

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0 items

Snippets

No snippets saved yet.

Loan calculator

Principal + flat rate → repayment

Repayment + rate → principal to lend

Principal + annual rate + payments → per payment

Amount

Result

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Look up any Reddit username to see their LoanLedger signal record and recent activity on lending subreddits via Arctic Shift.

Paste a reddit loan thread and the ledger parses it into a loan — borrower, amounts, and payment schedule. You review everything before anything is created.

Works with reddit.com and redd.it links. Threads posted in the last day may not be in the archive yet.

Paste a LoanLedger export file to import borrowers, loans, due dates, and repayments. Use Tools → Export on another device to get the file, or download a template below.

Build a portfolio export shaped the way you want — pick which loans, which columns, and the format. Preview the row count, then download.

Scope

Borrowers

All borrowers (loading…)

Issued between

Columns

Format

Top borrowers Show all

Monthly Activity Lent vs. Collected per month

Loan analytics

By currency

Saved snapshots

Top borrowers