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Recovery · letter kit

Demand letters that get loans repaid

Three escalating templates — reminder → formal demand → final notice. Fill the details once; every letter updates live. A written demand trail is what wins PayPal G&S disputes and small-claims cases.

Payment reminder Step 1 · send by DM
1
Send it where the loan lives

DM the reminder on the platform you lent on. Screenshot the sent message — that's Exhibit A of your good faith.

2
Escalate in writing

Formal demand goes by email and DM. If you have a mailing address, certified mail with return receipt turns it into court-grade evidence.

3
Then actually file

Final notice sets a date — keep it. Open the G&S dispute (you have ~180 days) and file small claims. Attach every letter.

Community templates, not legal advice. Small-claims limits, venue, service rules, and interest vary by state and country — check your local court's website before filing. Only state consequences you actually intend to pursue; a demand letter is a promise, not a bluff.
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