Two things live in different places, on purpose:
- Your Ledger is private.
The loans and repayments you record are yours alone. We don't publish them, sell them, or fold them into Signals.
- Warden reports are shared; that is what they are for. A report you file joins the network's record of that defaulter.
Keeping your account secure
Use a unique password you don't reuse anywhere else.
Review active sessions and API keys in Account periodically.
Export or delete your data from Account. Deletion waits out a 90-day grace period first, so a mistaken one can be reversed.