Look every borrower up before you fund. It takes ten seconds.
- Open Signals and type the borrower's exact username: the Reddit handle, not a display name.
- Read the headline: does the network have a record for them, and is anything flagged unpaid?
- Open the full result to see their history across every community we track.
- Decide. A clean record is not a guarantee. An unpaid flag is a stop until the borrower explains it.