When automatic Free access is on, your private Ledger and Signals are ready as soon as your account is created. You can record borrowers, loans and repayments in your own book. Signals includes shared records and warnings built from members' shared ledgers.
- Create your account.
An invite code is optional. If you use one, it records how you arrived. Add your Reddit handle in Account to finish Home's first step.
- Open your Ledger.
Add your first borrower or loan when you have a record to keep.
- Check Signals.
Read the source and date behind a warning before you make a lending decision.
If the registration page says accounts wait for approval, the operator has turned automatic access off. A valid invite code can approve your account at sign-up. Otherwise, sign in to Account to check your status; your welcome notice tells you what is available. Pro and Warden require separate grants.